Tax Tools
Free IRS reference tools. All numbers from Revenue Procedure 2025-32.
$
Standard deduction: $15,400 (auto-applied)
Estimated Tax
$7,992
Marginal Rate
22%
Effective Rate
10.7%
Bracket Floor
$48,801
All 2026 Brackets — Single
10%$0 – $12,000
12%$12,001 – $48,800
22%$48,801 – $105,900
24%$105,901 – $198,000
32%$198,001 – $253,400
35%$253,401 – $634,800
37%$634,801 – +
2026 Quick Reference
Standard Deduction
Single / MFS:$15,400MFJ / QSS:$30,800Head of Household:$23,100
Retirement Limits
401(k):$24,000 (+$8K catch-up)IRA:$7,000 (+$1K catch-up)SIMPLE:$17,000HSA (Self):$4,300
Data source: IRS Revenue Procedure 2025-32. For estimation only — not tax advice.